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National Insurance offers the best health solution to your family. Parivar-Mediclaim for Family is a family floater health insurance policy which covers your entire family under single sum insured. The  policy offers cashless hospitalization service, this means your family members can avail the treatment at any network hospitals through TPA.

The policy covers the reimbursement of hospitalization expenses for any sickness/illness or injury. It includes room rent, boarding expenses, operation theatre charges, ICU charges, surgeon fees, consultant fees, specialist fees, anesthetists, medical practitioner, nursing expenses, anesthesia, blood, oxygen, cost of medicines and drugs, diagnostic materials, x-ray, dialysis, chemotherapy, radiotherapy, surgical appliances, cost of pacemaker, artificial limbs, cost of stent and implants. The total expenses incurred for any one illness is up to 50% of the overall sum insured per family.

Pre-hospitalization expenses up to 15 days prior to hospitalization are covered for any illness, disease or injury. The post hospitalization expenses are covered up to 30 days after discharge from the hospital. All pre-existing diseases are covered after 4 continuous claim free policy years.

The self, spouse and two dependent children up to the age of 25 years are covered. The dependent parents are not covered under this policy. A person between the age of 3 months to 60 years are eligible  to enter in this policy. The policy can be extend up to the age of 65 years, if it is renewed continuously. 

There are various sum insured ranges to choose from Rs.2,00,000/- to Rs.5,00,000/-, in multiples of Rs.50,000/-. The premium rates are different for different age groups. If any  member of the family is suffering from hypertension or diabetes, 10% extra premium is charged or if the member is suffering from both hypertension and diabetes, 25% extra premium is charged  on the total premium.